VAELO Trademark

Software as a service (SAAS) services featuring software for using artificial intelligence for analyzing, optimizing, and routing electronic payment transactions among multiple third-party payment processors, for use by merchants, payment service providers, and payment facilitators; Platform as a service (PAAS) featuring computer software platforms for using artificial intelligence for routing electronic payment authorization requests among multiple third-party payment processors, namely, selecting a payment processor for each transaction, retrying declined transactions through alternative processors, and analyzing payment authorization rates and processing costs, for use by merchants, payment service providers, and payment facilitators; Providing temporary use of on-line non-downloadable software for using artificial intelligence for routing electronic payment transactions among multiple third-party payment processors in the nature of an application programming interface (API); none of the foregoing featuring software for loan financing, loan underwriting, or credit decisioning.