SMART PAYMENT AGREEMENT Trademark

Downloadable computer software for processing bill payments; Downloadable computer software for facilitating financial transactions; Downloadable computer software for facilitating transfer of funds; Systems comprising computer hardware and downloadable software for allowing goods and services to be purchased electronically via the Internet or via other electronic devices, such as tablets, mobile phones, electronic terminals and automatic teller machines; Magnetically encoded credit cards, debit cards and gift cards; blank chip cards and smart cards; Encoded cards for use in relation to the electronic transfer of funds

Financial affairs and monetary affairs, namely, financial information, management and analysis services; Banking services in relation to the electronic transfer of funds; card operated financial services, namely, bill payment management; computerised financial services, namely, bill payment management; conducting of financial transactions; financial bill payment services; financial transaction services; electronic bill payment services; payment of bills and accounts for others; payment transaction card services; computerised transfer of funds; electronic funds transfer; transfer of funds; provision of transactional services relating to point-of-sale transactions, namely, financial information processing; card accessed financial services and card operated financial services, namely, financial information processing; Providing information, including online, in relation to the aforementioned services; Consultancy and advisory services, including online, in relation to the aforementioned services

Software as a service (SAAS) services featuring software for processing bill payments; Providing temporary use of on-line non-downloadable software for processing electronic payments; Providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; Hosting computer websites; Designing, developing, maintaining, and updating of downloadable computer programs and application software; The design, creation and hosting of merchant websites; The designing, creation and hosting of bill payment websites; Computer and Internet related services, namely, hosting on-line electronic databases via a global computer network in the field of identity authentication and verification; Data encryption and decryption of financial information; Digital signature authentication services for authentication of others, namely, data encryption and data integrity; Technical consultation services in the fields of computer programming, financial computer network security, data processing, data encryption and decryption and local area network security; Providing information, including online, in relation to the aforementioned services; Computer consultancy and advisory services and on-line computer consultancy and advisory services