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PROVIDING, VIA COMPUTER AND COMMUNICATION NETWORKS, ACCESS TO BANKING, BILL PAYMENT, INSURANCE, INVESTMENT, FINANCIAL AND PORTFOLIO INFORMATION AND TO FINANCIAL ACCOUNT INFORMATION; PROVIDING, VIA COMPUTER AND COMMUNICATION NETWORKS, ACCESS TO FINANCIAL MANAGEMENT TOOLS, TO TRANSACTION EXECUTION AND TRACKING SERVICES AND TO SECURITIES BROKERAGE AND LOAN SERVICES; CONSOLIDATING BANKING, BILL PAYMENT, INSURANCE, INVESTMENT, FINANCIAL AND PORTOFOLIO INFORMATION AND FINANCIAL ACCOUNT INFORMATION FROM A VARIETY OF SOURCES FOR OTHERS; AND ELECTRONIC BILL PRESENTMENT FOR OTHERS

PROVIDING TEMPORARY USE OF ON-LINE NON-DOWNLOADABLE COMPUTER SOFTWARE FOR PERFORMING QUERIES AND TRANSACTIONS, AND TRANSMITTING AND RECEIVING INFORMATION IN THE FIELDS OF PERSONAL FINANCE, ACCOUNTING, ELECTRONIC BILL PAYMENT, INSURANCE, AND INVESTMENT; PROVIDING COMPUTER SOFTWARE THAT MAY BE DOWNLOADED FROM THE GLOBAL COMPUTER NETWORK FOR PERFORMING QUERIES AND TRANSACTIONS, AND TRANSMITTING AND RECEIVING INFORMATION IN THE FIELDS OF PERSONAL FINANCE, ACCOUNTING, ELECTRONIC BILL PAYMENT, INSURANCE, AND INVESTMENT