IPAYSMART Trademark

Banking services; Payment processing services for the energy, utility, municipal, telecom, water, and eMobility sectors; Payment processing services including debit card, credit card, ACH, digital wallet, mobile payments, and real-time payments; Automated payment services including recurring billing, auto-pay setup, pay-as-you-go, payment scheduling, and exception handling; Reimbursement payment processing for refunds, credits, rebates, and adjustments; Debit card transaction processing services; Charge card payment processing; Electronic bill payment services; Payment and credit services including payment plans, credit arrangements, installment payments, payment extensions, and custom payment arrangements enabled by AI-driven risk scoring; E-wallet payment services including digital wallets service providers; Online bill payment services; Automated account payment processing with configured workflows and real-time notification; Issuance of prepaid gift cards; Loyalty point payment processing services; Electronic foreign exchange payment processing; Processing of electronic cheque payments; Financial transfers, payment settlements, and real-time transactions for utility collections and disbursements; Bill payment services provided through a website; Electronic processing of electronic payments via a global computer network; Bank card and electronic payment card services integrated with PCI-DSS compliant systems for secure transactions; Issuing electronic payment cards in connection with bonus and reward schemes; Providing multiple payment options by means of customer-operated electronic terminals available on-site.

Downloadable application software for Facilitating secure, multi-channel digital payments in the energy, utility, telecom, water, eMobility, and municipal services sectors; Downloadable payment software for scheduling payments, configuring auto-pay, setting up recurring or one-time payment arrangements, and processing transactions via card, ACH, or digital wallets; Downloadable e-payment software for managing account-based and guest payments through mobile apps, web portals, self-service kiosks, voice assistants, and chatbot interfaces; Downloadable e-commerce and e-payment software for Enabling payments related to utility marketplace, EV charging, incentive programs, and custom service add-ons; downloadable application programming interface for transmitting online banking payment; downloadable computer software for facilitating payment transactions by electronic means; downloadable platform software for enabling utilities and service providers to deliver AI-powered payment options, track transaction history, and support omnichannel customer experience; downloadable collaboration software platform for managing customer payment journeys across channels and personas, improving service workflows and decision-making.; downloadable computer chatbot software for simulating conversations; downloadable computer chatbot software for providing business management information; downloadable computer chatbot software for simulating conversations with artificial intelligence

Telecommunications services, namely, services enabling secure electronic transmission of payment data, billing information, and transaction authorizations for energy, utility, municipal, telecom, water, and eMobility sectors; Providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; Telecommunications gateway services.

Research and development in the field of application programming interfaces for online banking payment; Hosting e-commerce platforms for enabling digital payments, utility marketplace transactions, customer billing interactions, and incentive program enrollments on the Internet; Computer software maintenance and consultancy service ; User authentication services using biometric hardware and software technology for e-commerce transactions; Computerized user authentication services using technology for e-commerce transactions; Maintenance of software used in the field of e-commerce.