HOMESCHOOLIN' ... FOR THE ABC'S OF BUYING, SAVING & SELLING YOUR HOME Trademark

This is a home buyer, consumer based real estate education for people who are buying, saving or selling their home, namely real estate financing to include a discussion of basic mortgage terminology (DTI/Ratios), mortgage types as well as the features and the requirements for each; debt reduction/credit repair; property tax implications of buying a new home and an existing home; the types of home ownership/ advantages of each, home search techniques that involve a critical examination of the property, need for home inspectors purpose of home warranties. The Home Saving Component of HomeSchoolin' is an aspect of real estate education that focuseson foreclosure abatement and homeowner support for people who because of divorce, sickness or job loss are now besieged by late payments and/or a threat of foreclosure. It features private, one on one meetings with homeowners, a review of their household budget and a referral to a government approved company that negotiates a solution for homeowners. The Selling Component of HomeSchoolin' is focused on the sale of a client's home. To that end, it provides for the market determination of sales price using comparative analysis, advantages and disadvantages of overpricing, advantages of offering a home warranty, negotiation of contracts