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Online non-downloadable computer software that enables users to access databases of information about professional service provider users; Online non-downloadable computer software which enables consumer users to search for professional service provider users; Online non-downloadable computer software that enables professional service provider users to access databases of information about consumer users; Online non-downloadable computer software which enables consumer users to schedule appointments; Online non-downloadable computer software which enables professional service provider users to manage customer scheduling and appointments; Online non-downloadable computer software which enables users to communicate with other users; Online non-downloadable computer software which enables professional service provider users to store and access customer contact information; Online non-downloadable computer software which enables users to conduct financial transactions, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Online non-downloadable computer software which enables consumer users to make financial payments to professional service provider users, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Online non-downloadable computer software which enables professional service provider users to receive and process financial payments, namely, software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Online non-downloadable computer software which enables professional service provider users to access databases of information about marketing ideas, and tips for the purpose of growing the user's business; Providing a website featuring technology that enables consumer users to access databases of information about professional service provider users; Providing a website featuring technology that enables users to search for professional service provider users; Providing a website featuring technology that enables professional service provider users to access databases of information about consumer users; Providing a website featuring technology that enables users to schedule appointments; Providing a website featuring technology that enables users to manage customer scheduling and appointments; Providing a website featuring technology that enables users to communicate with other users; Providing a website featuring technology that enables users to store and access customer contact information; Providing a website featuring technology that enables users to conduct financial transactions, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Providing a website featuring technology that enables users to make financial payments to professional service provider users, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Providing a website featuring technology that enables users to receive and process financial payments, namely, software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Providing a website featuring technology that enables users to access accessing databases of information about marketing ideas, and tips for the purpose of growing the user's business

Downloadable computer software in the nature of a mobile application that enables consumer users to access databases of information about professional service provider users; Downloadable computer software in the nature of a mobile application which enables consumer users to search for professional service provider users; Downloadable computer software in the nature of a mobile application that enables professional service provider users to access databases of information about consumer users; Downloadable computer software in the nature of a mobile application which enables consumer users to schedule appointments; Downloadable computer software in the nature of a mobile application which enables professional service provider users to manage customer scheduling and appointments; Downloadable computer software in the nature of a mobile application which enables users to communicate with other users; Downloadable computer software in the nature of a mobile application which enables professional service provider users to store and access customer contact information; Downloadable computer software in the nature of a mobile application which enables users to conduct financial transactions, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software in the nature of a mobile application which enables consumer users to make financial payments to professional service provider users, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software in the nature of a mobile application which enables professional service provider users to receive and process financial payments, namely, software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Downloadable computer software in the nature of a mobile application which enables professional service provider users to access databases of information about marketing ideas, tips, and templates for the purpose of growing the user's business