FSB DIRECT Trademark

Administration of health savings accounts; Banking services; Banking services featuring the provision of certificates of deposit; Credit card transaction processing services; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Home equity loans; Individual retirement account services; Insurance agencies; Insurance brokerage services; Insurance claims processing; Investment management; Investment management in the fields of securities and retirement; Mortgage banking; Mortgage lending; Mortgage refinancing; Providing personal loans and lines of credit; Savings and loan services; Auto loan brokerage services; Financial risk management consultation; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Providing home equity lines of credit (HELOC)

Business risk management; Business risk management consultation