DISCERNING VALUE Trademark

Insurance underwriting in the field of life, health, accident, fire, banking, mortgage, risk management, brokerage, life insurance, legal expenses, real estate, credit risk; financial affairs and monetary affairs, namely, financial information, management and analysis services; financial analysis; financial consultancy; fund investments; banking; life insurance underwriting; insurance consultancy; financing services; providing financial services relating to financial products for banks and financial institutions, namely, asset and investment development and brokerage; financial portfolio management; financial transaction services, namely, providing secure commercial transactions and payment options; stock exchange brokerage; financial evaluation of insurance, banking, real estate; capital investment; financial asset management; management of financial assets for private and institutional third parties; financial portfolio management for private and institutional third parties; financial and banking management; financial management of movable property; providing safe deposit box services for valuables; raising capital; mutual fund creation, investment, planning, management; electronic funds transfer; wealth management; savings account services; actuarial services; investment management; financial services, namely, operation and management of hedge funds, commodity pools and other collective investment vehicles, and trading for others of securities, options, futures, derivatives, debt instruments and commodities; financial portfolio valuation services for third parties; management under power of attorney of financial assets, of financial estates; organization of stock exchanges for the benefit of the reception and transmission of stock exchange orders; advice regarding financial investment strategies; financial asset audits and feasibility studies; financial investment services, namely, administering the issuance, underwriting and distribution of financial products of UCITS (Undertakings for Collective Investments in Transferable Securities); financial research, namely, research and prospecting relating to investment and management of securities; financial management of customer accounts; financial sponsorship and patronage of universities, museums, and in economics and finance research; provident funds management; home banking; issuing of travelers' checks or credit cards; appraisals of works of art, jewels, and antiques; investment product engineering, namely, design and development of convertible bonds and financial products of UCITS; all these services also provided on-line

Business management; business administration; business management and organization consultancy; accounting; professional business consultancy; business management assistance, particularly relating to financial matters; business management consultancy; sales promotion of financial products; commercial services provided in the context of the sale of financial products, namely, connecting buyers and sellers of financial products, promotion of financial products on behalf of third parties; promotional and advertising sponsorship and patronage of investment funds and investment management; market research and studies; business information services in the nature of writing and development of commercial, administrative and information documents for investors; administrative and accounting management of undertakings for collective investment in securities and of all undertakings for collective investment, of portfolios of financial instruments; customer canvassing in the nature of market opinion polling studies and dissemination of advertising regarding securities; advertising; publication of advertising texts; dissemination of advertising material; business information; business inquiries; reproduction of newsletters relating to financial, banking and insurance matters; document reproduction; office functions; employment agencies; newspaper subscription services for others; computerized file management; organization of exhibitions for commercial or advertising purposes; online advertising on a computer network; rental of advertising time on all communication media; rental of advertising space; dissemination of advertisements; public relations; management and updating of financial databases

Research and development of new products for others; technical project studies, namely, conducting of feasibility studies in the field of new technologies; setting up and maintenance of financial databases; design and rental of computer hardware and software for operating financial databases; design, development, installation, maintenance, updating and rental of software; computer system design; computer programming; technical support services, namely, troubleshooting business-oriented data processing software problems and diagnosing business-oriented data processing equipment problems; authentication of works of art; authentication in the fields of works of art, jewels, and antiques