BENEFITS DESK REFERENCE (BDR) Trademark

Benefits Reference Manual aka BDR or just "BDR" A handbook, guidebook, or desk reference manual, used by all industries,trades,crafts,businesses,corporations,governmental,state and local municipalities, principalities,employers,groups,associations,non-profit organizations, and any and all other legal combinations requiring instant access to employee/employer benefit answers regardless of its nature, formatted in a way similar in application and use to the physicians desk reference or PDR ,only used for employee and individual and corporate or other group benefits fingertip reference In addition to the Basic Desk Reference manual, additional services provides for update sheets and services required from changes in the laws of federal, state or local authorities These updates will be covered on an Annual User Fee based Subscription basis Similar to CCH Tax Code Books Updates to cover topic, subject, geographic locales, or time periods for said updates Additional handbook to be produced for foreign and international distribution